Our pets are considered members of our family and we want the best for them just as we do for our children. We take them on family trips, car rides to the store and will usually find them in many of the family photos.
Can you image the pain someone must feel if they aren’t able to afford needed medical care and have to make the difficult choice of dropping their pet at a shelter or putting them to sleep?
There are some tremendous people that have created assistance programs for people that are struggling with these decisions. There is an extensive list of these great organizations at olddogpaws.
I hope you consider making a donation to these great programs if you are able. That way they can continue to help others and their pets.
Copyright 2008 www.olddogpaws.com
Saturday, December 6, 2008
Thursday, December 4, 2008
Gift Card Warnings
With the changing economy, bankruptcy is just one of the things you should consider when thinking about giving gift cards this holiday season. Many stores seem to be headed towards foreclosure or at the very best filing for bankruptcy protection. Although many of the bankruptcy attorneys are saying the risk of loss for you is minimum, but do you really want the hassle of fighting with a store or totally losing the cards value if the store closes?
Here are some other things to help keep your gift card experience a positive one:
Read the fine print before you buy. If you do not like the terms and conditions, buy elsewhere.
When buying a card, ask about expiration dates and fees. This information may appear on the card itself, on the accompanying sleeve or envelope, or on the issuer’s Web site. If you do not see it, ask for it. Make sure that whatever the salesperson tells you is in writing. Is there an activation fee or a fee on the balance over time?
Check on purchase exceptions. For example, can you use a store-specific gift card at both the physical store and the store’s Web site? Can an “all-purpose” card really be used to buy groceries or gasoline?
Treat gift cards like cash. If your card is lost or stolen, report it to the issuer immediately. You may be out the entire amount on the card. Some issuers will not replace the cards, but others will replace them. It is important to understand if there is a replacement fee associated with getting a new card.
If you are giving gift cards this year add a little advice along with it, use the cards as soon as you can.
Happy Holidays
Gift Cards From:
Overstock.com
DogHouses.com Gift Certificate!
Copyright 2008 www.olddogpaws.com
Here are some other things to help keep your gift card experience a positive one:
Read the fine print before you buy. If you do not like the terms and conditions, buy elsewhere.
When buying a card, ask about expiration dates and fees. This information may appear on the card itself, on the accompanying sleeve or envelope, or on the issuer’s Web site. If you do not see it, ask for it. Make sure that whatever the salesperson tells you is in writing. Is there an activation fee or a fee on the balance over time?
Check on purchase exceptions. For example, can you use a store-specific gift card at both the physical store and the store’s Web site? Can an “all-purpose” card really be used to buy groceries or gasoline?
Treat gift cards like cash. If your card is lost or stolen, report it to the issuer immediately. You may be out the entire amount on the card. Some issuers will not replace the cards, but others will replace them. It is important to understand if there is a replacement fee associated with getting a new card.
If you are giving gift cards this year add a little advice along with it, use the cards as soon as you can.
Happy Holidays
Gift Cards From:
Overstock.com
DogHouses.com Gift Certificate!
Copyright 2008 www.olddogpaws.com
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